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Almost 129,000 people over 65 were still paying Portuguese social-security contributions

Reported Social Security data for 2025 show almost 129,000 contributors aged over 65, around 15,000 more than in 2024.

Archive notice

Archived after its publication day. Search retains this original briefing for background and accountability.

Archived 12 September 2026
IN BRIEF

The figure shows that work after 65 is increasingly common, but it does not explain every reason or determine one person's pension, tax or employment rights.

  • The reported 2025 count is almost 129,000 contributors over 65.
  • That is about 15,000 more than the reported 2024 count.
  • Working after pension age can affect contributions, tax and pension calculations differently depending on status.
01

A count, not one explanation

The data cover people over 65 making Social Security contributions. They include different jobs, hours, incomes and reasons for remaining at work, so the total cannot by itself show how many are working because of low pensions or cost pressure.

It also does not describe unpaid work or every self-employed situation. Treat it as a labour-market indicator rather than a portrait of one typical older worker.

02

Check the personal pension interaction

Combining work and pension can change contribution duties and annual IRS. The effect depends on whether the person is employed or self-employed, has already claimed a pension and qualifies for any contribution exemption or pension increase.

Before accepting or continuing work, request an individual simulation from Segurança Social Direta or qualified support. The statutory pension age is not a substitute for checking the actual contribution record.

WHAT TO DO NEXT

What you can do now.

  1. 01

    Review the contribution record in Segurança Social Direta.

  2. 02

    Ask for a pension simulation before changing work status.

  3. 03

    Check tax and contribution treatment for the actual contract.

Last reviewed11 October 2026

Written by the Portugal Hub Editorial Desk for international residents. This is general information; check legal, financial and safety decisions against the current facts of your case.

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